Simplifying parenthood
Start Your JourneyGet Started
Helping Parents
Navigate Finances
Milk & Money simplifies parenthood finances for families in England by providing practical tools and resources to help you make the most of your money. Our easy-to-use calculators give instant feedback, helping you navigate key benefits like 15/30 free hours and tax-free childcare, while optimising your household income. Whether you're an expectant parent, new to parenthood, or managing growing childcare costs, Milk & Money empowers you to plan smarter, save better, and access the financial support you deserve.
How
How we work together
Explore the tools and resources we offer to simplify your financial planning. From calculators to expert advice, we provide everything you need to take control of your family’s finances.
1
Calculators
Access instant feedback with our financial calculators designed to help you maximise benefits.
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Resources
Dive into our blog, FAQs, and guides for clear, actionable insights on managing parenthood finances.
3
Consultation + Premium
Book a personalised consultation for tailored advice and solutions specific to your family’s needs.
Learn moreAbout Us
Here to Help Parents
Make Smart Financial Choices
Created by a Cambridge-educated mother of two, Milk & Money was born out of personal frustration. With a background in data analysis and education, including PhD-level research career in science, I’ve spent years working with complex data and solving intricate problems. Yet, even with that experience, I found the financial calculations around childcare and work painfully difficult.
I realised that if I was struggling, countless other parents must be too. So, I built the tools and resources I wished had existed, to save families time and help them make confident, informed decisions.
Testimonials
“Catherine’s guidance on how a pay rise would impact my free childcare hours was invaluable. She broke everything down clearly, helping me make the best decision for my family and career. Highly recommend!”
- Jessica